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The ability to bypass late fees isn't necessarily good for the consumer.
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An overdraft occurs when you make a charge against your account and you have insufficient funds to cover it.
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Getting overdraft fees waived or refunded all begins with a phone call. Most checking accounts come with a variety of fees: An overdraft occurs when you make a charge against your account and you have insufficient funds to cover it. In fact, a study from wallethub found that the average checking account has approximately 30 (30!) fees associated with. Consider changing to a bank with better over.
Bank fees are annoying, they are expensive and they seem impossible to avoid.
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